Apple CEO Tim Cook on Monday called the battle with retailers like Walmart, Rite Aid, CVS and others over mobile payments only a “skirmish” while speaking at the Wall Street Journal‘s technology conference.

“I think it’s a skirmish, is where we see it,” Cook said when asked if the refusal of some major U.S. merchants to accept the new Apple Pay was a problem for the company.

Cook was answering a question during an interview at WJSD, the business newspaper’s annual technology conference. WJSD posted a video clip of a short segment of the interview on its website.

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