Apple seems to have nailed it with Apple Pay; its users are already three times more likely to spend $250 or more than those on other services, the latest Retale survey claims.

Feel secure

Apple Pay users are more worried about losing their iPhone than data breaches (29 percent versus 26 percent), suggesting they feel secure with the system. Over one million credit cards were activated on Apple Pay within the first 72 hours of introduction, while around 5 percent of U.S. retailers already accept it.

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